Financing

Shop Pay Installments

Flexible Payment Options

Buy Now, Pay Over Time With Shop Pay Installments

When eligible, Shop Pay Installments lets you divide your Robinson’s Jewelers purchase into smaller payments at checkout, giving you more flexibility in how and when you pay.

Quick eligibility decision

Quick Decision

See available payment options during checkout and receive a real-time eligibility decision.

Flexible payment options

Flexible Payments

Eligible purchases may qualify for biweekly or monthly installment plans, depending on the purchase amount and options available to you.

No late fees

No Late Fees

Shop Pay Installments does not charge late fees or hidden fees.

Simple at Checkout

Choose the Payment Plan That Works for You

Shop Pay Installments is powered by Affirm. Available payment plans depend on your purchase amount and eligibility, and all available terms are shown before you complete your order.

Step 1

Shop Robinson’s

Add the jewelry or watch you love to your cart and proceed to checkout.

Step 2

Choose Shop Pay

Select Shop Pay at checkout and choose the installment option if one is available for your purchase.

Step 3

Review Your Terms

Review your payment amount, schedule, interest rate if applicable, and any required down payment before completing your purchase.

Shop Pay Installments disclosure: Payment options through Shop Pay Installments are subject to eligibility and are provided through Affirm’s lending partners. Rates may range from 0–36% APR. Options depend on purchase amount, and a down payment may be required. Shop Pay Installments does not charge late fees. Terms and eligibility are presented during checkout.

Shop Pay Installments

For non-interest bearing orders, debit and credit cards are accepted through Shop Pay. For interest bearing orders, you can only pay using a debit card.

Shop Pay Installments is only available to customers with a United States billing address and a United States mobile phone number. Customers with international billing addresses or phone numbers can't use Shop Pay Installments.

Yes, $17,500 USD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes.

You can't purchase gift cards using Shop Pay Installments. If you want to purchase gift cards along with Shop Pay Installments eligible products, then you need to place two separate orders.

If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times (for pre-ordered items, special order items, backordered items, and/or shipping and processing delays, etc), your loan payment(s) may be due before you receive your purchase.

No, there are no late fees if you miss a scheduled payment.

There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance.

To request a refund, contact the store where you purchased your item. Using their return policy, the store will advise if a return is possible. If a return is possible, then the store will advise how much the refunded amount will be. After your refund is processed, the refund amount will be applied to your original payment method within 3-10 business days and your balance will be updated.

If your refund is less than your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.

If your refund is more than your purchase balance, then the difference is returned to your original payment method within 3-10 business days.

If your order is made with interest payments, then the paid interest isn't refunded. When you make payments, the funds are first applied to the accrued unpaid interest and then to the principal. Interest is the cost of borrowing, and isn't refundable.

For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com/.

Disclosure

*Rates from 0% APR 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

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